Information We Collect
We may collect personal information from our users in various ways, including but not limited to:
- Information provided by the user: We may collect personal information such as name, address, phone number, email address, and other relevant details when a user fills out our online loan application form or provides such information through our customer service channels.
- Information collected automatically: We may collect certain information automatically through cookies, log files, and other similar technologies. This may include IP address, browser type, device type, and other technical information.
- Information from third-party sources: We may also collect personal information from third-party sources such as credit bureaus or other financial institutions to verify user information and assess creditworthiness.
Use of Information
We use the information we collect for various purposes, including but not limited to:
- Loan processing and approval: We may use the information provided by the user to process loan applications and make lending decisions.
- Customer service: We may use the information to provide customer service and respond to inquiries and feedback from users.
- Marketing and advertising: We may use the information to provide targeted marketing and advertising to our users based on their interests, preferences, and loan eligibility.
- Compliance with legal requirements: We may use the information to comply with legal requirements and regulations, such as anti-money laundering and fraud prevention laws.
Disclosure of Information
We may disclose personal information to third parties in certain circumstances, including but not limited to:
- Lenders and financial institutions: We may disclose personal information to lenders and financial institutions to process loan applications and make lending decisions.
- Service providers: We may disclose personal information to third-party service providers to assist with loan processing, marketing, and customer service.
- Legal requirements: We may disclose personal information in response to a court order, subpoena, or other legal request.
- Business transactions: We may disclose personal information in connection with a business transaction, such as a merger, acquisition, or sale of assets.
We take reasonable measures to safeguard the personal information collected from our users. We use industry-standard security protocols to protect against unauthorized access, disclosure, or destruction of personal information.
However, no method of transmission over the Internet or electronic storage is completely secure. We cannot guarantee the absolute security of the information we collect.
Our website may contain links to third-party websites or services. These websites may have their own privacy policies and practices, which we do not control. We are not responsible for the privacy practices of these websites or services and encourage users to review their privacy policies.
Our website is not intended for use by children under the age of 18. We do not knowingly collect personal information from children under the age of 18.